3 Minutes to Midnight

Free Real Estate Articles

Real Estate Education – Finding The Best Note Buyer

Posted on May 21, 2009 - Filed Under Real Estate | 9 Comments

It can be very tough at times trying to search for the right note buyer. The best method to find note buyers is using the Internet. Using a popular search engine website with keywords such as “buy monthly payments” or “buy mortgage payments” could lead to many interested buyers.

There are an abundance of search engines out there you could review to search for finding the right note buyers. The best of all search engines are Google followed by Yahoo and then MSN.

Getting the assistance of a note finder in the secondary finance industry, a unique group of individuals exists who specialize in locating buyers. These cash flow specialists – often known simply as “finders” – have a unique understanding of what most buyers are looking for. These finders are happy to work with property sellers or their real estate agents.

While note finders can’t offer any legal assistance or help with the creation of a note, they are qualified to give general recommendations about note buyers’ buying criteria. Most importantly, note finders will be able to help locate a buyer for a newly-created cash flow.

Read More...

Real Estate Investor Insider Secret #3: Never Underestimate the Power of a Headline (Even on a Postcard)

Posted on May 21, 2009 - Filed Under Real Estate | 11 Comments

It?s true! And you know it! It’s a cardinal rule of direct marketing and as a real estate investor you need to keep it uppermost in your mind if you want to succeed. And while you may think this is only true for longer direct mailings in other industries, it?s even more important with a postcard mailing.

Let’s face it, the postcard doesn’t have a lot of space on it. As a real estate investor using this method, you don?t have the luxury of developing a two-page argument leading to the merits and benefits of your product as some marketers do.

How can you make strong headlines? Use the direct marketing formula, What’s in it for the customer? You need time to think this over because effective headlines usually don’t get written instantly.

Take time and gather your thoughts. Create a list on your customers? benefits. How will he benefit from your service?

Once you have sort out your ideas, its time to come up with a powerful headline. Go over through them not once, twice but many times. One useful tip is to use the plural tense that’s right because it highlights the numerous benefits. Sprinkle with action words these make your customers sit up and take notice.

Read More...

Converting Commercial or Retail Buildings to Church

Posted on May 20, 2009 - Filed Under Real Estate | 1 Comment

Probably not the same conversions you are most accustomed to discussing in your church, but these conversions can save any church that has plans to build a church a lot of time and money.

It seems like everywhere you turn today someone is reporting another problem with the economy and I don’t know about you but I have had about all of it I can stand.

The Chinese have an interesting view of a crisis. In that language the two characters than make up the word crisis individually translate DANGER and OPPORTUNITY. I would like to direct our attention today to the opportunities ahead for churches that are prepared.

This past March our company held its annual sales meeting and as a part of that meeting we had a panel of bankers talk to us about their outlook on the economy. The bottom line was this; there is a commercial foreclosure crisis on the horizon that will make the recent residential foreclosure crisis look like a Sunday afternoon picnic; estimated time of arrival late summer or fall.

Read More...

Foreclosures & Property Tax Auctions – Real Estate for Cents on the Dollar

Posted on May 20, 2009 - Filed Under Foreclosures | 2 Comments

The United States real estate market is suffering great losses due to bank foreclosures. Both bank foreclosures and pre-foreclosures are at all time highs and the homeowners and lenders are in serious trouble. Many honest American homeowners are suffering financial crisis and could lose their homes. Some homeowners face bank foreclosure after getting behind on just a few payments. The banks are not going easy on these struggling homeowners, but of course they are suffering as well. The extremely high interest rates and late fees only seem to be making things worse on both sides.

If homeowners facing foreclosure can act quickly enough, they can go ahead and sell their home for low prices before the banks officially forecloses them. This is called “pre-foreclosure”. Pre-foreclosure is a grace period that is given to many homeowners who are close to foreclosure. During the pre-foreclosure period, the home still belongs to the borrowers and they have a right to sell it to interested buyers. The pre-foreclosure grace period can last anywhere from 3 weeks to 6 months, varying from state to state.

Read More...

Real Estate Investor Insider Secret #6: Consumer Decisions are Made From Our Emotions

Posted on May 20, 2009 - Filed Under Real Estate | Leave a Comment

Don’t mistake credible copywriting with a dry copywriting. Real estate marketing materials should satisfy both our human need to make rational decisions and our human nature to make emotional decisions.

Advances in information technology and consumer education have taught almost everyone to make informed purchasing decisions. Seldom do we buy anything that we haven?t first checked the reviews in internet forums.

However, don?t let this mislead you into thinking that logical reasoning alone can persuade people to accept your offer. Do not send your target market a real estate direct mail that only lists the practical benefits why they should sell their home and not the emotional benefits.

If, however, you can create some emotional connection then you?ve really made that ultimate connection and have practically ensured your sale. If, on the other hand, you can?t excite him to the benefits of this decision, then you haven?t closed the sale. So in addition to making a logical argument? don?t forget to make an emotional pitch as well.

Never assume that emotional marketing only applies to consumer purchases. Especially today, emotions in the real estate market are high. Your real estate direct marketing communication with your customers should aim to reduce their fears and increase their optimism about the benefits you offer.

Read More...

Concrete Removal Sun City

Posted on May 19, 2009 - Filed Under Real Estate | Leave a Comment

Tires are one of the hardest items to properly dispose of. Tires are light and take up a lot of space. Dumps across America have millions of old and flat tires just wasting our valuable space.

You should consider the volume of your garbage. Many towns and cities in Arizona have standard rules about the size. If the bag is overfilled then it could break when the sanitary worker goes to pick it up.

Waste collection companies that deal with residential collection operations are involved with curbside refuse collection into transport vehicles that end up in landfills. Some municipalities are known to give contracts to waste disposal companies for residential waste collection that collects only ‘solid waste.’

Financing litter cleanup has often prevented much of a solution. In some areas of Yuma County, for instance, there is not always enough law enforcement available to adequately manage this issue. This county then is largely forced to depend on volunteers to dispose of waste instead. However, what does seem to be getting the offender’s attention is a monetary fine for trash dumping. For example, in neighboring Pinal County, offenders can be assessed a fine as high as $15,000 for littering. According to Heather Murphy, Pinal’s spokeswoman, “anything that would put a dent in the illegal dumping problem would help the residents and would make the county a better place to live’.

Read More...

Why Should You Do A Flat Fee MLS Listing?

Posted on May 19, 2009 - Filed Under Real Estate | 1 Comment

So now that you have decided to sell your home, have you considered going with a flat fee MLS listing? Or, if you’re like most people selling their homes today, you have probably given a though to this option? In either case, there are some facts to consider before signing a contract with a real estate agent that promises them a big commission for selling your house.

In most areas, about 6 percent of the final sales price will go right into the listing agent’s pocket. That’s a huge chunk of money for, in far too many cases, not all that much work. With a flat fee MLS listing, you can save thousands of dollars.

In trade group polls of people who have recently sold a home, many of them report that they don’t feel like the agent worked very hard to sell their home, and that the commission they got wasn’t justified. There’s a reason so many of them feel that way – it’s often the case that the listing agent doesn’t do all that much to sell a house. They help set a price, take some photos, put a sign in the yard, and list it with the MLS service. And guess what? In the vast majority of cases, the house sells not because the listing agent recommended it to a client, but because a prospective home buyer saw it in the MLS and asked another agent to show it to them.

Read More...

Home Mortgage Refinance is Easier With “Making Home Affordable”

Posted on May 19, 2009 - Filed Under Mortgages | Leave a Comment

There are currently millions of American citizens who have been affected by the recessionary economy and who may have considered a home mortgage refinance. Most of those who recently lost part of their income are facing difficulty making the monthly payment. Still others wish to sell their home but find they cannot do in the current market and may be facing foreclosure. These are the types of people President Obama is trying to help with his “Making Home Affordable” package.

About the “Making Home Affordable” Package

The president recently enacted this package with the requirement that lending institutions work with homeowners to come up with modifications or home mortgage refinance options that will help them make their monthly payments. With looser restrictions, many citizens are finding they are eligible for a great savings with this program, and many will find they will not lose their home.

The president’s goal in enacting this piece of legislation was to ultimately provide a positive effect on the real estate market. He is also hoping that the millions of citizens negatively affected by the recessionary economy will find relief, and be able to avoid foreclosure.

Read More...

Steps To Lower The Interest Paid On Your Mortgage

Posted on May 19, 2009 - Filed Under Mortgages | Leave a Comment

If you are looking to lower your rate of interest on your mortgage, your bank will take several factors into consideration. They may need to find out if you are able to make the installments on time; and whether this deal is profitable for the bank or not. If you are capable of getting lower interest rates that help you clear your loan faster and also minimize your overall payments then it is really good for you to refinance your mortgage. Following are some suggestion to lower your rate of interest on your mortgage.

You must first try to obtain a nice credit score. The credit score is decided on the basis of your payment record with companies, which give an account of payments. Some companies only report delayed payments, therefore it can be hard to put up your credit score. It is advised that you get a small new credit card and do before time payments on it monthly. However remember to just utilize a small portion of the money accessible on the card, so you that you don?t get into further debt. If your bank identifies this history as a good credit score then you can benefit by getting your rates lowered.

Read More...

Foreclosed Homes Auctions Attract Outside Buyers

Posted on May 19, 2009 - Filed Under Foreclosures | 1 Comment

Detroit foreclosed homes auctions are a big hit with outside buyers. There are plenty of homes, and about 1800 of them are being sold for under $10,000. These homes were at once over 100 times what they are being sold at. This is one reason why investors from as far as Australia and the United Kingdom are rushing to Detroit.

Mike Shannon, a Detroit realtor says he has picked 10 new clients buying in bulk who are outside Detroit in the last few months. His office is located in Detroit and is one of the national leaders in foreclosures. The investors are buying 50, 100, or even 1000 houses that they can find.

Although the retail housing market has been stagnant, sales of homes on foreclosures are at their peak. Eager buyers are regularly calling Shannon when he is in the field. Recently, he sold 30 homes in one day to a single investor. Three UK investors have bought six homes and are planning on more.

Read More... « go backkeep looking »