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	<title>Comments on: Thinking Of Refinancing? Evaluate Your Current Mortgage First</title>
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		<title>By: Man and a Van London</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21319</link>
		<dc:creator>Man and a Van London</dc:creator>
		<pubDate>Thu, 11 Feb 2010 23:01:02 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21319</guid>
		<description>Nice tips, very well said. Your right it is important to examine your current mortgage first before entering to new one. Keep up the good work.</description>
		<content:encoded><![CDATA[<p>Nice tips, very well said. Your right it is important to examine your current mortgage first before entering to new one. Keep up the good work.</p>
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		<title>By: Debbie in Nashville</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21289</link>
		<dc:creator>Debbie in Nashville</dc:creator>
		<pubDate>Sun, 31 Jan 2010 08:08:32 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21289</guid>
		<description>This is good info. A lot of people look at mortgage rates and think that just because they&#039;re lower than their current rate, it&#039;s a good idea to refinance. But as you point out, you&#039;ve got to take into consideration what the loan is really going to cost, and will it be worth their while over the long haul.

Thanks for the post!</description>
		<content:encoded><![CDATA[<p>This is good info. A lot of people look at mortgage rates and think that just because they&#8217;re lower than their current rate, it&#8217;s a good idea to refinance. But as you point out, you&#8217;ve got to take into consideration what the loan is really going to cost, and will it be worth their while over the long haul.</p>
<p>Thanks for the post!</p>
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		<title>By: GenriN</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21268</link>
		<dc:creator>GenriN</dc:creator>
		<pubDate>Sun, 24 Jan 2010 09:24:45 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21268</guid>
		<description>real interest rates are too low, now is not really argue about it: (</description>
		<content:encoded><![CDATA[<p>real interest rates are too low, now is not really argue about it: (</p>
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		<title>By: Arlington VA Home Stager</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21265</link>
		<dc:creator>Arlington VA Home Stager</dc:creator>
		<pubDate>Sat, 23 Jan 2010 16:06:13 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21265</guid>
		<description>I know in the distant past, there used to be a rule of thumb that if you could save 1% on your rate and were staying in your home at least 5 years, it was worth refinancing. Things are so much more complicated now, how do people sort through all the options?</description>
		<content:encoded><![CDATA[<p>I know in the distant past, there used to be a rule of thumb that if you could save 1% on your rate and were staying in your home at least 5 years, it was worth refinancing. Things are so much more complicated now, how do people sort through all the options?</p>
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		<title>By: Mortgage</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21257</link>
		<dc:creator>Mortgage</dc:creator>
		<pubDate>Thu, 21 Jan 2010 08:36:46 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21257</guid>
		<description>Fixed versus floating interest rates entirely change financing and refinancing decisions, I have recently read a research in which it was mentioned that due to slightly lower cost of loan in floating, people prefer that and then they have to pay very high in future for this floating interest.</description>
		<content:encoded><![CDATA[<p>Fixed versus floating interest rates entirely change financing and refinancing decisions, I have recently read a research in which it was mentioned that due to slightly lower cost of loan in floating, people prefer that and then they have to pay very high in future for this floating interest.</p>
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		<title>By: Deborah @ Home Grants</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21253</link>
		<dc:creator>Deborah @ Home Grants</dc:creator>
		<pubDate>Wed, 20 Jan 2010 11:23:10 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21253</guid>
		<description>I completely agree with you.Most of us reapply for loans for various reasons. There is another way out, Government provides housing grants and other grants too. You can find more information at: &lt;a href=&quot;//www.governmentgrants.com/housing-grants”&quot; rel=&quot;nofollow&quot;&gt;Hud Grants&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>I completely agree with you.Most of us reapply for loans for various reasons. There is another way out, Government provides housing grants and other grants too. You can find more information at: <a href="//www.governmentgrants.com/housing-grants”">Hud Grants</a></p>
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		<title>By: SEO Services California</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21248</link>
		<dc:creator>SEO Services California</dc:creator>
		<pubDate>Tue, 19 Jan 2010 13:08:22 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21248</guid>
		<description>This is a great advice to evaluate current mortgage first. I never thought about it</description>
		<content:encoded><![CDATA[<p>This is a great advice to evaluate current mortgage first. I never thought about it</p>
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		<title>By: gochi</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21247</link>
		<dc:creator>gochi</dc:creator>
		<pubDate>Mon, 18 Jan 2010 16:11:30 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21247</guid>
		<description>This is a really well-organized post. I appreciate how you wrote the guide on re-evaulating mortgage in an easy to follow step-by-step procedure. I am thinking of refinancing now but because my mortgage rate is adjustable, I might have to just stick with the old one.</description>
		<content:encoded><![CDATA[<p>This is a really well-organized post. I appreciate how you wrote the guide on re-evaulating mortgage in an easy to follow step-by-step procedure. I am thinking of refinancing now but because my mortgage rate is adjustable, I might have to just stick with the old one.</p>
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		<title>By: Will Fowler</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21246</link>
		<dc:creator>Will Fowler</dc:creator>
		<pubDate>Mon, 18 Jan 2010 05:25:42 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21246</guid>
		<description>I would think now is a great time to reevaluate your ARM with the low interest rates, but its my understanding that the banks have systematically devalued homes appraised values to gain back homeowners equity. -will</description>
		<content:encoded><![CDATA[<p>I would think now is a great time to reevaluate your ARM with the low interest rates, but its my understanding that the banks have systematically devalued homes appraised values to gain back homeowners equity. -will</p>
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		<title>By: Ashlee in Fort Worth</title>
		<link>http://www.3minutestomidnight.org/2010/01/thinking-of-refinancing-evaluate-your-current-mortgage-first/comment-page-1/#comment-21244</link>
		<dc:creator>Ashlee in Fort Worth</dc:creator>
		<pubDate>Sun, 17 Jan 2010 23:03:03 +0000</pubDate>
		<guid isPermaLink="false">http://blogwork.lautremonde.net/?p=4626#comment-21244</guid>
		<description>Great post.  Lots of people want to refinance but dont know if it is in their best interest.  This helps get them started for sure!</description>
		<content:encoded><![CDATA[<p>Great post.  Lots of people want to refinance but dont know if it is in their best interest.  This helps get them started for sure!</p>
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