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	<title>3 Minutes to Midnight &#187; Buying Property</title>
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		<title>Home Buying Basics &#8211; Different Home Styles</title>
		<link>http://www.3minutestomidnight.org/2009/05/home-buying-basics-different-home-styles/</link>
		<comments>http://www.3minutestomidnight.org/2009/05/home-buying-basics-different-home-styles/#comments</comments>
		<pubDate>Sat, 23 May 2009 08:50:51 +0000</pubDate>
		<dc:creator>Allan Weatherbee</dc:creator>
				<category><![CDATA[Buying Property]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[home selling]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate - buying/selling]]></category>
		<category><![CDATA[real estate agents]]></category>
		<category><![CDATA[real estate buying]]></category>
		<category><![CDATA[real estate finance]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Real Estate Investment]]></category>
		<category><![CDATA[real estate investments]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/2009/05/home-buying-basics-different-home-styles/</guid>
		<description><![CDATA[No matter where you are in your life, buying a home may be in your very near future. National statistics indicate that most people move between five to seven times during their lifetimes, which means you're likely to move at least once every 5-10 years.]]></description>
			<content:encoded><![CDATA[<div style='italic;' class='byline'>by Jamie Manno</div>
<p>No matter where you are in your life, buying a home may be in your very near future. National statistics indicate that most people move between five to seven times during their lifetimes, which means you&#8217;re likely to move at least once every 5-10 years.</p>
<p>Houses come in different styles that can match your varying needs at any phase in your life. There are condominiums suited for those living alone and for newlyweds. There are also single-family houses that can accommodate large families and even mobile homes for those who may want to move around. When buying a house, it is important to consider what each style of homes offers and if these match up to your needs. </p>
<p>The Condominium: Condos first became popular in the 1970s as more people wanted to live in urban areas without paying the high price of a home. Ilyce Glink, author of &#8217;100 Questions Every Home Buyer Should Ask&#8217; explains that when you buy a condo, you don&#8217;t necessarily own the unit. You&#8217;re actually investing in the common elements of the property that you share with the neighbors, and the airspace inside the walls, ceilings and flooring. </p>
<p>Townhouses: Townhouses are also called as &#8216;row houses&#8217; due to the fact that they are arranged together in such a way that two units share a common wall. Town houses are much like single-family houses in terms of ownership terms. Some however, do require owners to be part of a homeowner&#8217;s association to pay for shared facilities such as fitness centers, laundry room, and parking lots.</p>
<p>Single-Family Houses: Single-family houses are very popular for first time homebuyers. There are a lot of styles and variations that you can choose from if you are considering to buy a single-family house. These houses can be built on one&#8217;s own lot or built within a small community. Owners of single-family houses have the sole responsibility for all expenses concerning maintenance and ownership of their house. </p>
<p>Mobile Homes: These homes are really portable or moveable houses. You do not need to buy land but most mobile parks charge for rent. Mobile homes have simple home amenities and are relatively more affordable than other types of homes.</p>
<p>Pre-Fabricated Homes: These are pretty much the same as mobile homes as both of them can be moved from one place to another. In addition, pre-fabricated homes generally rent out the land they sit on. Pre-fabricated homes however are superior to mobile homes with regard to building materials and construction. </p>
<p>Being familiar with the varied advantages and disadvantages of each kind of homes will make searching for the right home easier.</p>
<p>Forecasting your future for the next three to five years can also help you narrow down your choices; if you have a large family and want to stay in a particular neighborhood, a single family home or townhouse may be the best fit for you. If you&#8217;re young and single and not sure where you want to live in the next 5-10 years, a condominium may be a better investment as a first time home buyer.</p>
<div class='resource'>
<div style='italic;' class='about'>About the Author:</div>
<div class='links'>When looking for <a href="http://www.buyhomesmn.com/">MN homes for sale</a>, the internet is an invaluable resource. New homebuyers can use the <a href="http://www.buyhomesmn.com/">MN MLS</a> to view active listings of real estate throughout the state.</div>
</div>
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		<title>Costa Rica Real Estate</title>
		<link>http://www.3minutestomidnight.org/2009/05/costa-rica-real-estate/</link>
		<comments>http://www.3minutestomidnight.org/2009/05/costa-rica-real-estate/#comments</comments>
		<pubDate>Mon, 04 May 2009 11:44:44 +0000</pubDate>
		<dc:creator>A. Kim</dc:creator>
				<category><![CDATA[Buying Property]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/?p=1629</guid>
		<description><![CDATA[If you are thinking of investing internationally, you might like to consider Costa Rica real estate. ERA is a particularly good estate agents to consider as their systems have been specifically designed to deliver the best customer service to both home buyers and to sellers, in a much faster way, leading to better, more competitive [...]]]></description>
			<content:encoded><![CDATA[<p>If you are thinking of investing internationally, you might like to consider <a href="http://www.costaricaera.com/">Costa Rica real estate</a>.  ERA is a particularly good estate agents to consider as their systems have been specifically designed to deliver the best customer service to both home buyers and to sellers, in a much faster way, leading to better, more competitive price.</p>
<p>Of course you could always think outside the box and check out <a href="http://www.erabelize.com/">Belize real estate</a>. ERA operates in Belize as well, bringing you the best properties directly online, so you don&#8217;t have to wait until you arrive in the country to select a short list of properties you may be interested in viewing.</p>
<p>If you&#8217;d rather think about just a holiday why not check out a <a href="http://www.guanacastecc.com/ ">Costa Rica country club</a>?  <span id="dnn_ctr958_ContentPane" class="DNNAlignleft">With stunning and captivating mountain and volcanic vistas, Guanacaste Country Club&#8217;s unique setting is no less than awe inspiring.  Whether you are visiting Costa Rica for business or pleasure, a stay at this delightful club is a must for the serious golf enthusiast looking for the ultimate golf holiday excursion.<br />
</span></p>
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		<title>Being Laterally Mobile</title>
		<link>http://www.3minutestomidnight.org/2008/06/being-laterally-mobile/</link>
		<comments>http://www.3minutestomidnight.org/2008/06/being-laterally-mobile/#comments</comments>
		<pubDate>Thu, 05 Jun 2008 17:15:13 +0000</pubDate>
		<dc:creator>Mercedes</dc:creator>
				<category><![CDATA[Buying Property]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/?p=693</guid>
		<description><![CDATA[Housing prices that boomed at the height of the subprime lending may have influenced the desire for some people to leave overinflated areas for more affordable markets. People in California moved into the Northwest and took advantage of lower prices, financing more affordable mortgage loans, until those started to climb up too. Now, people being [...]]]></description>
			<content:encoded><![CDATA[<p>Housing prices that boomed at the height of the subprime lending may have influenced the desire for some people to leave overinflated areas for more affordable markets. People in California moved into the Northwest and took advantage of lower prices, financing more affordable mortgage loans, until those started to climb up too. Now, people being laid off from sectors that are sensitive to the mortgage collapse like construction workers and mortgage loan officers may also be looking for greener pastures. This is one of the characteristics of modern American society: their mobility in pursuit of jobs or better opportunities. But, moving comes with a set of inherent costs too. Whether you are moving from a home to an apartment, and waiting, hoping to buy in again as the home market bottoms, or whether you are simply shifting one geographical location for another, you will need money to make that move. If you are employed and moving within the same area, you can get <a href="http://www.nationalpayday.com/">payday loans</a> to float some of the moving expenses. If you are moving completely away for a new job, you may want to find avenues for moving monies before you&#8217;ve left your job or old home.</p>
<p>Here are some expenses that you may need to cover during a move:</p>
<ul>
<li>Packing supplies</li>
<li>Moving helpers</li>
<li>Moving vans</li>
<li>Moving professionals</li>
<li>Apartment security deposits</li>
<li>First month&#8217;s rent</li>
<li>Last month&#8217;s rent</li>
<li>Pet fees</li>
<li>Application Fee</li>
<li>Storage</li>
<li>Meals while moving</li>
<li>Temporary lodging while moving</li>
<li>Any lost wages</li>
</ul>
<p>While some of these expenses you can overcome by doing your own packing and moving, the majority of people will need some help moving an entire household. Obviously, the smaller your household, the smaller the bill to move the contents. However, it&#8217;s estimated that moving a household can cost several thousands of dollars. Selling a home will typically also cost 6% of the total market sale value. However, unlike the commission a realtor gets, the moving costs usually have to be fronted before the entire deal closes. So, plan ahead to make sure you have the necessary money to be able to move the contents of your home the day the papers are signed. Being caught short when you are between homes and between jobs can be a very stressful experience, and can be alleviated by setting up some short-term financing options like cash advances or personal loans that can be repaid after the closing.</p>
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		<title>Get a free report on owning Rental Properties!</title>
		<link>http://www.3minutestomidnight.org/2008/05/get-a-free-report-on-owning-rental-properties/</link>
		<comments>http://www.3minutestomidnight.org/2008/05/get-a-free-report-on-owning-rental-properties/#comments</comments>
		<pubDate>Fri, 30 May 2008 09:42:19 +0000</pubDate>
		<dc:creator>Mercedes</dc:creator>
				<category><![CDATA[Buying Property]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/?p=692</guid>
		<description><![CDATA[We&#8217;ve finally done it! Summed up all the information we have in one value packed 50 page long report on owning Rentals. Topics we&#8217;ve covered include: Costs to Consider when Purchasing Rental Investment Property Establishing Valid Criteria for Selecting Tenants Financing Options for Rental Property Finding the Right Investment Rental Property Inexpensive Rental Property Repairs [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright" style="float: right; margin-left: 10px; margin-right: 10px;" src="http://www.3minutestomidnight.org/medium.jpg" alt="" width="400" height="449" />We&#8217;ve finally done it!</p>
<p>Summed up all the information we have in one value packed 50 page long report on owning Rentals.</p>
<p>Topics we&#8217;ve covered include:</p>
<ul>
<li>Costs to Consider when Purchasing Rental Investment Property</li>
<li>Establishing Valid Criteria for Selecting Tenants</li>
<li>Financing Options for Rental Property</li>
<li>Finding the Right Investment Rental Property</li>
<li>Inexpensive Rental Property Repairs that Won’t Take a Bite out of your Budget</li>
<li>Protecting yourself and your Rental Property</li>
<li>Setting Rental Rates</li>
<li>Showing your Rental Property to Prospective Tenants</li>
<li>Tax Deductible Expenses</li>
<li>Vacation Rental Properties</li>
<li>Notices, Disclosures and Addendums</li>
<li>Planning ahead for Maintenance and Repair Costs</li>
<li>Rental Property Investment Offers Numerous Advantages</li>
<li>Security Deposit Matters</li>
<li>Shopping for Rental Properties-Which Types to Avoid</li>
<li>Tax Benefits Available through Investing in Rental Property</li>
<li>Being a Successful Landlord</li>
<li>Avoiding Discrimination and Ensuring Fair Housing</li>
<li>Coping with Loud Tenants</li>
<li>Handling Vacancies in your Rental Property</li>
<li>Hiring a Property Agent</li>
<li>Locating the Right Rental Property</li>
<li>Avoiding Pitfalls in Owning Investment Rental Property</li>
<li>Avoiding Problem Tenants in your Rental Property</li>
<li>What to Consider before Buying Investment Rental Property</li>
</ul>
<p><strong>How do you get it?</strong></p>
<p>Simply sign up for our newsletter (which comes out once or twice a month) to receive your complimentary copy of this excellent and in depth Property Rental report, absolutely free!  (Don’t forget to confirm your subscription by clicking on the link in the email you will receive, or you will not get your link to download the eBook!)</p>
<p><!--phplist form--></p>
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		<slash:comments>20</slash:comments>
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		<title>Manhattan Real Estate!</title>
		<link>http://www.3minutestomidnight.org/2008/02/manhattan-real-estate/</link>
		<comments>http://www.3minutestomidnight.org/2008/02/manhattan-real-estate/#comments</comments>
		<pubDate>Thu, 07 Feb 2008 11:32:39 +0000</pubDate>
		<dc:creator>Mercedes</dc:creator>
				<category><![CDATA[Buying Property]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/index.php/2008/02/07/manhattan-real-estate/</guid>
		<description><![CDATA[If you are looking for Manhattan apartments, why not check out New York City&#8217;s premier real estate buyer&#8217;s brokerage, Elika Associates?Â As NYC&#8217;s premier luxury property buyers agents, they can help you achieve 3 things: (1) Make Money If you want to make money in Manhattan Real Estate, you can do as all the experts [...]]]></description>
			<content:encoded><![CDATA[<p>If you are looking for <a href="http://www.elikaassociates.com">Manhattan apartments</a>, why not check out New York City&#8217;s premier real estate buyer&#8217;s brokerage, Elika Associates?Â  As NYC&#8217;s premier luxury property buyers agents, they can help you achieve 3 things:</p>
<p>(1) <strong>Make Money</strong> If you want to make money in <a href="http://www.elikaassociates.com">Manhattan Real Estate</a>, you can do as all the experts recommend &#8211; and that is to make your money when you buy a property instead of when you sell&#8230; this means getting a great price when you are buying a property.. Elika Associates ensure that you get the best price when purchasing, as they are working in your best interests, not like the sellers agents who, frankly, will tell you what they think you want to hear to make a sale.</p>
<p>(2) <strong>Save Time </strong>No more need to waste your valuable time searching for properties and doing all the background checks on each one, when Elika Associates can do it for you!</p>
<p>(3) <strong>Reduce Stress</strong> Honestly, searching for property is stressful.. It takes time and effort to &#8220;get it right&#8221;, and with so much at stake, why take a risk?Â </p>
<p>Check out the Elika Associates website to find out how you can make money, save time and reduce stress in your Manhattan Real Estate purchases!</p>
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		<title>Dubai Investments</title>
		<link>http://www.3minutestomidnight.org/2008/02/dubai-investments/</link>
		<comments>http://www.3minutestomidnight.org/2008/02/dubai-investments/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 09:11:00 +0000</pubDate>
		<dc:creator>Mercedes</dc:creator>
				<category><![CDATA[Buying Property]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/index.php/2008/02/05/dubai-investments/</guid>
		<description><![CDATA[Dubai PropertyÂ is really hotting up as a market.Â There are a number of different factors that are indicating that this might just be a great market to enter right now.. these factors include an anticipated doubling of the population in the next couple of years, a trebling of tourist numbers expected in the next [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.dreamhomesww.com">Dubai Property</a>Â is really hotting up as a market.Â  There are a number of different factors that are indicating that this might just be a great market to enter right now.. these factors include an anticipated doubling of the population in the next couple of years, a trebling of tourist numbers expected in the next few years too, along with very attractive rental yeilds of 8 % to 15%, the fundamentals are all there to make <a href="http://www.dreamhomesww.com">Dubai properties</a>Â an attractive proposition.</p>
<p>If you are a new investor to the international market and you need a little hand holding, check out Dream Homes Worldwide.. they have great resources for new and seasoned investors alike, as well as a great selection of <a href="http://www.dreamhomesww.com">Property for sale Dubai</a>, that is just right in terms of entry price and rental returns.Â  I was really surprised actually to see that the entry prices were much less than I anticipated.Â  Although Dubai has an atmosphere of wealth, you can buy into Dubai property for less than you might expect.</p>
<p>Why not check it out, especially if you are interested in Dubai as a holiday destination as well!</p>
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		<title>Buying Property in Switzerland</title>
		<link>http://www.3minutestomidnight.org/2008/01/buying-property-in-switzerland/</link>
		<comments>http://www.3minutestomidnight.org/2008/01/buying-property-in-switzerland/#comments</comments>
		<pubDate>Thu, 24 Jan 2008 10:41:30 +0000</pubDate>
		<dc:creator>Mercedes</dc:creator>
				<category><![CDATA[Buying Property]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/index.php/2008/01/24/buying-property-in-switerland/</guid>
		<description><![CDATA[There might not be a person I know, who never heard about Switzerland and its famous Swiss Alps. This is also the country where you can find fabulous wooden chalets, which gives a whole new meaning to comfort and style. Here you can find alpine villages with hospitable people influenced by its rich culture and [...]]]></description>
			<content:encoded><![CDATA[<p>There might not be a person I know, who never heard about Switzerland and its famous Swiss Alps. This is also the country where you can find fabulous wooden chalets, which gives a whole new meaning to comfort and style. Here you can find alpine villages with hospitable people influenced by its rich culture and tradition.Â </p>
<p>If you are into skiing, this place is arguably the best ski slopes in the world. Every year, hundreds and even thousands of tourists visit Switzerland and more people are finding a way to get a hold of a property in this surreal place. There is no wonder why the real estate industry is flourishing in this side of the world. Getting your own real estate in Switzerland can be expensive if you do not know where to start looking.</p>
<p>Your best bet is to find a reliable professional that can help you through the process from searching to closing a deal on a property. Remember that this investment can cost a reasonable amount of money and the last thing you want to experience is a bad deal on a real estate. There are plenty of companies online that serves as a property directory and professional consultant at the same time&#8230; however, they are not all alike or of the same caliber.</p>
<p>I should recommend going to Swiss-Sun Real Estate &amp; Residency. At <a href="http://www.swiss-sun.co.uk">Swiss-Sun Real Estate &amp; Residency</a>, you can access a huge collection of available Chalets and other Swiss properties. Here you are assured of finding a property at the most reasonable price you can get. Apart from being a property Directory, Swiss-Sun Real Estate &amp; Residency is also dedicated to guide each customer in finding the right property from the searching process to buying a property in Switzerland. They will definitely give you the most informative advice and a personalized assistance from its experienced property experts.</p>
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		<title>Invest in Turkey?</title>
		<link>http://www.3minutestomidnight.org/2008/01/invest-in-turkey/</link>
		<comments>http://www.3minutestomidnight.org/2008/01/invest-in-turkey/#comments</comments>
		<pubDate>Sun, 13 Jan 2008 08:51:50 +0000</pubDate>
		<dc:creator>Mercedes</dc:creator>
				<category><![CDATA[Buying Property]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/index.php/2008/01/13/invest-in-turkey/</guid>
		<description><![CDATA[Property in turkey has been overlooked until now, but you can still find yoruself a great Belek PropertyÂ bargain on the nubrick.som site.Â Belek Property TurkeyÂ really has been moving ahead, and with the careful planning of the Turkish Government, you will find Property in BelekÂ is a great place to start if you are [...]]]></description>
			<content:encoded><![CDATA[<p>Property in turkey has been overlooked until now, but you can still find yoruself a great <a href="http://www.nubricks.com/archives/451/belek-property-turkey/">Belek Property</a>Â bargain on the nubrick.som site.Â  <a href="http://www.nubricks.com/archives/451/belek-property-turkey/">Belek Property Turkey</a>Â really has been moving ahead, and with the careful planning of the Turkish Government, you will find <a href="http://www.nubricks.com/archives/451/belek-property-turkey/">Property in Belek</a>Â is a great place to start if you are thinking of investing overseas.</p>
<p>The area has won international recognition for its environmentally friendly development, with Belek as the central coastal tourism star, the area is really taking off and the time to get in is now.Â  The combination of excellent build quality of the properties availableÂ combined with the low prices are proving to be a winning combination for new and seasoned international investors alike.Â  Why not check out the Nubrick site and find out of investment in Turkey is for you?Â </p>
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		<title>Austin waterfront property!</title>
		<link>http://www.3minutestomidnight.org/2008/01/austin-waterfront-property/</link>
		<comments>http://www.3minutestomidnight.org/2008/01/austin-waterfront-property/#comments</comments>
		<pubDate>Sat, 12 Jan 2008 08:24:25 +0000</pubDate>
		<dc:creator>Mercedes</dc:creator>
				<category><![CDATA[Buying Property]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/index.php/2008/01/12/austin-waterfront-property/</guid>
		<description><![CDATA[Austin waterfront propertyÂ is really attracting buyers at the moment.Â If you are interested in aquiring property in the Austin Waterfront area, it&#8217;s worth using an agent such as Susan Palimino who you can trust.Â Susan&#8217;s motto is &#8220;My Goal is to help you achieve your Goal!&#8221; and she certainly does that through her website.Â [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://susanpalomino.com/">Austin waterfront property</a>Â is really attracting buyers at the moment.Â  If you are interested in aquiring property in the Austin Waterfront area, it&#8217;s worth using an agent such as Susan Palimino who you can trust.Â  Susan&#8217;s motto is &#8220;My Goal is to help you achieve your Goal!&#8221; and she certainly does that through her website.Â Â  Susan&#8217;s credentials are impressive, she is a licensed realtor, and an Accredited Buyers Representative with an education in Business Management and she has recentlyÂ been recognized as a Top Producing Agent by RE/MAX International forÂ herÂ first FULL year as a Real Estate Agent.</p>
<p>Â <a href="http://susanpalomino.com/lago_vista_homes.html">Lago Vista homes</a>Â and <a href="http://susanpalomino.com/lake_travis_homes.html">Lake Travis homes</a>Â offer a great lifestyle, with Waterfront Homes, Lakeview Homes, Golf Course Homes or Homes just nestled in the hills, the area represents a great place to raise a family or to invest for the future, so if you are interested, check out Susan&#8217;s site to find the best real estate that the area has to offer.</p>
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		<title>Invest in Hawaii!</title>
		<link>http://www.3minutestomidnight.org/2008/01/invest-in-hawaii/</link>
		<comments>http://www.3minutestomidnight.org/2008/01/invest-in-hawaii/#comments</comments>
		<pubDate>Sat, 12 Jan 2008 06:46:05 +0000</pubDate>
		<dc:creator>Mercedes</dc:creator>
				<category><![CDATA[Buying Property]]></category>

		<guid isPermaLink="false">http://www.3minutestomidnight.org/index.php/2008/01/12/invest-in-hawaii/</guid>
		<description><![CDATA[Maui real estateÂ has been the focus or much speculation in recent times, however the market has started to stabalize, and may indeed be ready for the next push.. as such it might be a good time to consider investing in Hawai&#8217;i.Â An easy way to start doing some leg work from the comfort of [...]]]></description>
			<content:encoded><![CDATA[<p><img align="left" width="286" src="http://www.hawaiilife.com/resize_img/phpThumb.php?src=../img/idx/32/20443204.jpg" hspace="10" height="182" style="width: 286px; height: 182px" /><a href="http://www.hawaiilife.com/maui_real_estate/">Maui real estate</a>Â has been the focus or much speculation in recent times, however the market has started to stabalize, and may indeed be ready for the next push.. as such it might be a good time to consider investing in Hawai&#8217;i.Â </p>
<p>An easy way to start doing some leg work from the comfort of your own home is to check out the Hawai&#8217;i Life website.Â  The site is run by buyers agents &#8211; folks that work for the buyer and not the seller and will help you find the best deal on the islands that fits in with what you are looking for.Â  The site collates the listing of many agents together, totalling easily over 10,000 individual home listings, so that you have all of the information you need in the one spot.Â  <a href="http://www.hawaiilife.com/molokai_real_estate/">Molokai real estate</a>Â and <a href="http://www.hawaiilife.com/lanai_real_estate/">Lanai real estate</a>Â don&#8217;t have to be a myster either, with the site now taking listings for these areas as well.</p>
<p>The site itself is very easy to navigate and use &#8211; a few simple clicks will help you narrow down your options in less than a minute.Â  The search engine is fast and best of all, this aggregated information is FREE for you to use whenever you want.</p>
<p>SO why not check out this great resource and find the property of your dreams.Â  Hawai&#8217;i Life makes it easy!!</p>
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